Financial Aid

Earning a college degree is a life-changing achievement.

Compared to people who don't earn a degree, college graduates have better and more secure jobs and enjoy more interesting careers. They earn far more money. They even live longer.

A college degree is worth sacrificing for, and it's worth planning for.

Very few people are able to purchase a new home with cash. They need a "big picture" plan before making such a big investment. The same is true for a college education. Going to college is a very smart investment in your future, but you need a financial plan to make it happen and you need to pick the college that will bring you the best possible return on your investment.

Is Southwestern right for you? Can you afford it? Read on to learn more.

Financial Aid Estimate

If it is not yet the time of the year to fill out the FAFSA, we would be happy to estimate the amount of aid that you could receive. Just fill out our financial aid worksheet at this link. Stephannie DeLong will contact you shortly after.

Applying for Financial Aid at SC

  1. 1

    Complete the Free Application for Federal Student Aid (FAFSA)

    The FAFSA is necessary only if you are interested in obtaining state or federal grants and/or student loans. During the FAFSA process, you will apply for a Personal Identification Number (PIN) so that you can sign your FAFSA online. If you apply online, the FAFSA will take approximately 5 to 6 business days to process. Southwestern College School Code = 001940

  2. 2

    Submit Verification Worksheet (if selected).

    Occasionally, students completing the FAFSA are selected for a process called verification. When this happens, the Office of Financial Aid must check the FAFSA information for accuracy. You will know that you are selected when you receive the results of your FAFSA or if the Office of Financial Aid begins requesting a verification worksheet.

  3. 3

    Packaging & Award Letter

    Once your financial aid file contains all the necessary paperwork, the Office of Financial Aid can put together your financial aid package. When the packaging process is complete, you will receive an award letter in your e-mail inbox or in your mailbox if you do not have e-mail.

  4. 4

    Accepting the Award

    When you receive your award letter, you must e-mail, mail or fax a response to let us know which parts of your award you would like to accept. All processing of your financial aid stops until we receive your response to your award letter.

  5. 5

    Setting Up Loans

    If this is your first year at Southwestern, this step includes completing a Master Promissory Note and Entrance Interview for each loan that you accept. For all students, Southwestern then confirms with your lender the amounts you have accepted and the date that the money needs to be made available. Once the loans have been confirmed, the lender schedules the money for delivery on the appropriate date.

  6. 6

    Release Money

    When the money arrives, you must pass three important tests. 1) You must be officially accepted to the college with all final transcripts present in the registrar's office. 2) You must be progressing satisfactorily towards a degree. 3) You must be currently attending classes.

  7. 7

    Money Hits Your Account

    The Financial Aid Office approves the release of money and sends an electronic notification to the Business Office. Once a week, the Business Office uploads the approved money into your student account. You can watch this transaction happening online by logging on to your student Self Service Account.

  8. 8

    Checks Written for Credit Balances

    If the application of your financial aid to your account creates a credit (or negative) balance, a check for the credit will be written and released to your mailbox by the Business Office within 14 days of it's appearance.

Need some advice or assistance?

Stephannie DeLong, our Family Financial Planner, is here to help.
"Hi, I'm Stephannie Delong. I am Southwestern College's Family Financial Planner. It's my job to work with families who are looking at Southwestern and help them make a plan to pay for college. Because Southwestern provides generous financial aid and works to tailor a financial plan to the needs of each student, the college is very affordable. I'm here to help you, and I look forward to meeting you!"

You can contact Stephannie by email at or by phone at 620.229.6241.


Affordable Education

Ok, you think Southwestern might be the school for you. Can you afford it? Let's take a look.

Everyone knows that a private higher education costs more, right? But does it really? Southwestern goes the extra mile to find a way for you to afford a top notch private education.

Consider the following:

Our students get more aid. Southwestern College students receive an average of $7,896 in institutional grants (not loans). That compares to $4,048 at KU, $2,100 at K-State, $3,392 at OU, and $3,221 at Oklahoma State.

100% of our students get institutional grants. At Southwestern it's not an "if" question.

Our scholarship awards have increased. Many schools have slashed their budgets for scholarships and grants. We haven't.

We don't bleed you with add-on fees and expensive housing. Southwestern's charges for fees, room, and board are lower than what you'll pay at most state schools in our region.

You'll save a fortune by graduating in four years.

It's no secret that it is hard to graduate from state universities in four years. All it takes is a change of plan about your intended major, some poor advice about course selection, a little drift because no one is helping you define and pursue your goals, and suddenly you're in year five at college, or year six. Those extra years may be fun, but they're not free. Getting done in four years, combined with the extra financial aid SC gives you, means you won't have more debt than the average state university grad. Plus, you'll be earning a college graduate's salary while others are still paying to complete a college degree.

So, is it really more expensive to get a great education at Southwestern?

• (Source: U.S. National Center for Education Statistics)

Payment Options

Southwestern college offers three payment plans for the student's convenience. You can choose your plan prior to enrollment.

Monthly Plan

Monthly payments are made in equal installments by the first of each month. The first payment is due at registration and payments are due each month after that.

Semester Plan

One full payment for the semester may be made at the beginning of each term. The first payment would be due at registration for the fall in August and the second payment for the spring semester is due in January.

Parent PLUS Loan

This cost effective option allows you to make smaller monthly payments through the federal direct loan program.

Scholarships & Grants

Academic and Activity Scholarships

Most Southwestern college students pay for college by receiving funding from some combination of the following sources: scholarships and grants from the college, federal aid programs, state aid programs, loans, and family resources. Most SC students receive both an academic scholarship and an activity scholarship. Take a look.

2015-2016 Academic & Activity Scholarships*

$13,000 TOTAL
($8,000 Academic + $5,000 Activity)
4.0 22 1020-1040
3.6 25 1130-1160
3.2 28 1250-1280
2.8 32 1400-1430

$11,000 TOTAL
($6,000 Academic + $5,000 Activity)
4.0 18 860-890
3.5 19 900-930
3.2 25 1130-1160
2.8 30 1330-1350

$8,000 TOTAL
($3,000 Academic + $5,000 Activity)
3.5 18 860-890
3.2 21 980-1010
3.0 23 1050-1080
2.6 24 1090-1120



GPA Academic
Total SC
3.3 - 4.0 $6,500 $5,000 $11,500
3.0 - 3.29 $4,500 $5,000 $9,500
2.5 - 2.99 $2,000 $5,000 $7,000
2.0 - 2.49 $1,000 $5,000 $6,000

  • *The amounts listed in the freshman grid are based on living on campus. Should a student decide to live off campus, the scholarship will be reduced by 40%. {1} Need based funds will be added to the student’s base amount where appropriate. {2} Best composite ACT is used. Last test date to improve test score for financial aid is June. {3} Students may receive one activity scholarship in addition to their academic scholarship. {4} Should a student receive a scholarship from their church community, the amount of the scholarship will be matched by Southwestern up to $500 per semester ($1,000 per year). To receive the match, church funds must be received by September 1 of the fall semester (application required). {5} Southwestern scholarships are renewable provided the student maintains a 2.0 cumulative GPA. {6} Once financial aid award is set of the year, it is guaranteed for each year thereafter, provided the student meets financial aid deadlines, the renewal GPA, and continues living on campus.

Academic Scholarships

Academic Scholarships are awarded on the basis of a student's academic record and ACT or SAT scores. Amounts vary and are available to incoming Southwestern students attending main campus courses. Southwestern scholarships are renewable for up to 10 semesters provided the student maintains a 2.0 cumulative grade point average. Students may receive only one academic scholarship.

Activity Scholarships

These scholarships are available to students participating in designated Southwestern College activity programs. The scholarships vary in amount and often require an audition, interview or tryout with the college's activity director or coach. Students may receive only one activity scholarship. The scholarships are renewable provided the student continues to participate in the activity and maintains a cumulative grade point average of 2.0.

Click on an activity to email a recruiter about the scholarship.

Early Estimate

Southwestern College offers each student the opportunity for an early financial aid estimate. Your 2015-2016 financial aid estimate will include: full time tuition, laptop, suite style dorm room, full meal plan, book allowance as well as laundry and activity fees. It will also include generous academic and activity scholarships, grants and student and parent loan options.

Questions about financial aid, scholarships or cost? Please contact Stephannie DeLong, Family Financial Planner at 620-229-6241 or


Southwestern Need Based Scholarship

This will provide assistance to students who have high need and may not qualify for the Federal SEOG Grant. Because of restricted funds, Southwestern College limits the grant to students demonstrating financial need whose financial aid (grants, scholarships and loans) will not meet the basic costs (tuition, room & board, and books) of attending Southwestern.

Family Assistance Grant

This is awarded to middle income families on a first come, first serve basis. To establish eligibility for the grant, a family must provide the results of a current FAFSA or FAFSA4Caster worksheet or financial information requested on the Southwestern College estimate request. Receipt of the grant also requires a 3.0 GPA.

Trustee Grants

When an employee has worked full time at Southwestern for at least two years, trustee grants to cover a substantial part of tuition are available for that employee's spouse and unmarried dependent children if they enroll as undergraduate students at the college. For further information, employees should consult Volume 3, Section of the Southwestern College Policy Manual.

Management Grants

Students selected as SC Ambassadors, elected to positions in SGA or SAA, or who achieve leadership positions on the staff of the Collegian student newspaper or the Moundbuilder yearbook receive grants recognizing these responsibilities.

Alan Bradford Veteran Award

This grant is available to any active military personnel or veteran who enrolls at Southwestern College's main campus in Winfield. The grant is in recognition of our veterans' service to our country.

The award is named for Alan Bradford, the first Moundbuilder killed in action in Vietnam. He is the first name listed on the veterans' rock at Southwestern College.

The scholarship is an automatic $5,000 upon enrollment in a main campus program. It is renewable for up to four years for a total of $20,000 and can be combined with academic scholarship, veteran benefits, and federal and state financial aid. Veterans of all military branches are eligible. Service can have been completed anywhere in the world.

For more information on the scholarship and to determine eligibility, e-mail Michelle Pentz at

For answers to your veteran benefit questions, contact Aimee Campbell at 620-229-6233 or e-mail her at

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