Compared to people who don't earn a degree, college graduates have better and more secure jobs and enjoy more interesting careers. They earn far more money. They even live longer.
A college degree is worth sacrificing for, and it's worth planning for.
Very few people are able to purchase a new home with cash. They need a "big picture" plan before making such a big investment. The same is true for a college education. Going to college is a very smart investment in your future, but you need a financial plan to make it happen and you need to pick the college that will bring you the best possible return on your investment.
Is Southwestern right for you? Can you afford it? Read on to learn more.
If it is not yet the time of the year to fill out the FAFSA, we would be happy to estimate the amount of aid that you could receive. Just fill out our financial aid worksheet at this link. Stephannie DeLong will contact you shortly after.
The FAFSA is necessary only if you are interested in obtaining state or federal grants and/or student loans. During the FAFSA process, you will apply for a Personal Identification Number (PIN) so that you can sign your FAFSA online. If you apply online, the FAFSA will take approximately 5 to 6 business days to process. Southwestern College School Code = 001940
Occasionally, students completing the FAFSA are selected for a process called verification. When this happens, the Office of Financial Aid must check the FAFSA information for accuracy. You will know that you are selected when you receive the results of your FAFSA or if the Office of Financial Aid begins requesting a verification worksheet.
Once your financial aid file contains all the necessary paperwork, the Office of Financial Aid can put together your financial aid package. When the packaging process is complete, you will receive an award letter in your e-mail inbox or in your mailbox if you do not have e-mail.
When you receive your award letter, you must e-mail, mail or fax a response to let us know which parts of your award you would like to accept. All processing of your financial aid stops until we receive your response to your award letter.
If this is your first year at Southwestern, this step includes completing a Master Promissory Note and Entrance Interview for each loan that you accept. For all students, Southwestern then confirms with your lender the amounts you have accepted and the date that the money needs to be made available. Once the loans have been confirmed, the lender schedules the money for delivery on the appropriate date.
When the money arrives, you must pass three important tests. 1) You must be officially accepted to the college with all final transcripts present in the registrar's office. 2) You must be progressing satisfactorily towards a degree. 3) You must be currently attending classes.
The Financial Aid Office approves the release of money and sends an electronic notification to the Business Office. Once a week, the Business Office uploads the approved money into your student account. You can watch this transaction happening online by logging on to your student Self Service Account.
If the application of your financial aid to your account creates a credit (or negative) balance, a check for the credit will be written and released to your mailbox by the Business Office within 14 days of it's appearance.
Stephannie DeLong, our Family Financial Planner, is here to help."Hi, I'm Stephannie Delong. I am Southwestern College's Family Financial Planner. It's my job to work with families who are looking at Southwestern and help them make a plan to pay for college. Because Southwestern provides generous financial aid and works to tailor a financial plan to the needs of each student, the college is very affordable. I'm here to help you, and I look forward to meeting you!"
You can contact Stephannie by email at Stephannie.DeLong@sckans.edu or by phone at 620.229.6241.
Ok, you think Southwestern might be the school for you. Can you afford it? Let's take a look.
Everyone knows that a private higher education costs more, right? But does it really? Southwestern goes the extra mile to find a way for you to afford a top notch private education.
Consider the following:
Our students get more aid. Southwestern College students receive an average of $7,896 in institutional grants (not loans). That compares to $4,048 at KU, $2,100 at K-State, $3,392 at OU, and $3,221 at Oklahoma State.
100% of our students get institutional grants. At Southwestern it's not an "if" question.
Our scholarship awards have increased. Many schools have slashed their budgets for scholarships and grants. We haven't.
We don't bleed you with add-on fees and expensive housing. Southwestern's charges for fees, room, and board are lower than what you'll pay at most state schools in our region.
You'll save a fortune by graduating in four years.
It's no secret that it is hard to graduate from state universities in four years. All it takes is a change of plan about your intended major, some poor advice about course selection, a little drift because no one is helping you define and pursue your goals, and suddenly you're in year five at college, or year six. Those extra years may be fun, but they're not free. Getting done in four years, combined with the extra financial aid SC gives you, means you won't have more debt than the average state university grad. Plus, you'll be earning a college graduate's salary while others are still paying to complete a college degree.
So, is it really more expensive to get a great education at Southwestern?
• (Source: U.S. National Center for Education Statistics)
Southwestern college offers three payment plans for the student's convenience. You can choose your plan prior to enrollment.
Monthly payments are made in equal installments by the first of each month. The first payment is due at registration and payments are due each month after that.
One full payment for the semester may be made at the beginning of each term. The first payment would be due at registration for the fall in August and the second payment for the spring semester is due in January.
This cost effective option allows you to make smaller monthly payments through the federal direct loan program.
Most Southwestern college students pay for college by receiving funding from some combination of the following sources: scholarships and grants from the college, federal aid programs, state aid programs, loans, and family resources. Most SC students receive both an academic scholarship and an activity scholarship. Take a look.
As a learning community, Southwestern recognizes honors and rewards those who understand the importance of academic study in their daily lives. Students may receive only one academic scholarship.
These scholarships are available to students participating in designated Southwestern College activity programs. The scholarships vary in amount and often require an audition, interview or tryout with the college's activity director or coach. Students may receive only one activity scholarship. The scholarships are renewable provided the student continues to participate in the activity and maintains a cumulative grade point average of 2.0.
Click on an activity to email a recruiter about the scholarship.
Southwestern College offers each student the opportunity for an early financial aid estimate. Your 2015-2016 financial aid estimate will include: full time tuition, laptop, suite style dorm room, full meal plan, book allowance as well as laundry and activity fees. It will also include generous academic and activity scholarships, grants and student and parent loan options.
Questions about financial aid, scholarships or cost? Please contact Stephannie DeLong, Family Financial Planner at 620-229-6241 or Stephannie.DeLong@sckans.edu
This will provide assistance to students who have high need and may not qualify for the Federal SEOG Grant. Because of restricted funds, Southwestern College limits the grant to students demonstrating financial need whose financial aid (grants, scholarships and loans) will not meet the basic costs (tuition, room & board, and books) of attending Southwestern.
This is awarded to middle income families on a first come, first serve basis. To establish eligibility for the grant, a family must provide the results of a current FAFSA or FAFSA4Caster worksheet or financial information requested on the Southwestern College estimate request. Receipt of the grant also requires a 3.0 GPA.
When an employee has worked full time at Southwestern for at least two years, trustee grants to cover a substantial part of tuition are available for that employee's spouse and unmarried dependent children if they enroll as undergraduate students at the college. For further information, employees should consult Volume 3, Section 18.104.22.168 of the Southwestern College Policy Manual.
Students selected as SC Ambassadors, elected to positions in SGA or SAA, or who achieve leadership positions on the staff of the Collegian or the Moundbuilder receive grants recognizing these responsibilities.
This grant is available to any active military personnel or veteran who enrolls at Southwestern College's main campus in Winfield. The grant is in recognition of our veterans' service to our country.
The award is named for Alan Bradford, the first Moundbuilder killed in action in Vietnam. He is the first name listed on the veterans' rock at Southwestern College.
The scholarship is an automatic $4,000 upon enrollment in a main campus program. It is renewable for up to four years for a total of $16,000 and can be combined with academic scholarship, veteran benefits, and federal and state financial aid. Veterans of all military branches are eligible. Service can have been completed anywhere in the world.
For more information on the scholarship and to determine eligibility, e-mail Michelle Pentz at Michelle.Pentz@sckans.edu.
For answers to your veteran benefit questions, contact Aimee Campbell at 620-229-6233 or e-mail her at Aimee.Campbell@sckans.edu.